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Private operations financing / Private banking

The fundamental principles of financial planning and tax consulting services providing:

  • confidentiality;
  • individual approach;
  • high quality of service;
  • efficiency.

Your personal manager receives the initial information on your economic activity for the past periods, including the information about:

  • tax monitoring;
  • average annual income;
  • additional takings of the money;
  • sources of money income;
  • loans, deposits, placement to the securities;
  • average annual expenses;
  • other issues, connected with your economic activity.

You provide your personal financial adviser with the information about the planned capital flow (investments, attraction of the loans, gross purchases and other investments).

You define and chose the strategy of risk management asses efficiency proceeding from your own personal preferences.

On the basis of the received volume of information and also from the chosen strategy, your personal manager conducts the financial planning in several steps:

1. Tax monitoring. Operations’ analysis, which targets the wrong taxes payment risk reduction;

2. Monitoring of assets/liabilities balance. The targets are preliminary conclusions and commentaries on the assets/liabilities balance structure optimization (possibilities of the existing assets’ restructuring, increasing or decreasing of the borrowed funds etc.).

3. Planning of the incomes/expenditures for the near 1-2 years. The forecast of your financial flows is formed on the basis of your information on the projected incomes/expenditures. After the analysis, your individual manager develops the optimal funds’ placement policy proceeding from your individual preferences.

Your personal manager can also conduct additional monitoring of your current activity results to correct the results of financial planning, connected with the change of conditions, which arise as a result of the current activity.

At the bank’s business time (the programms of round-the-clock service are being developed) you may get in touch with your personal manager and receive the following information about:

  • assets/liabilities structure;
  • assets’ profitability;
  • structure of investments;
  • funds availability;
  • other information, connected with the bank’s activity.